Financing To Fit Your Needs
Sponsoring Lender: F&M Bank
Before looking for a home, one of the most important steps is determining what you can afford. Getting pre-approved for a mortgage is a crucial step, because it provides you with an idea of how much you can borrow. It also allows sellers to know you are serious, have the borrowing power to back up an offer and be more willing to negotiate. Know that pre-qualification is an estimate, where pre-approval means your lender has checked your credit, verified documentation and approved a specific loan amount. Consulting a lender before house hunting can save a lot of frustration later.
The amount of lender and financing options available can be overwhelming. Work with our team of local trained and certified financing experts at F&M Bank who specialize in financing homes in Clarksville, TN and Ft. Campbell, KY to ensure you are receiving the mortgage that best fits your needs. They are committed to providing quality service while helping you feel at ease throughout the home buying process. You’ll be able to sit down with a local expert who will lead you through the home loan application process. F&M Bank will find you a variety of competitive mortgage loans and services to suit your needs. Your lender will help you determine the right type of loan by explaining payment options and terms. They’ll also help you with special loan programs such as VA, FHA and THDA. By working closely together you will be provided with the knowledge to make the smart choice for you.
Before closing day, F&M Bank will provide estimates of closing costs by mapping out items such as down payment, appraisal fees, prorated property taxes, insurance, etc. to help you plan your expenses. Just like the Christian Black Team, they will be there every step of your home buying process.
Connect with a lender at F&M Bank to help you make it happen!